Zero and Low Down Payment Loans

Zero and Low Down Payment Loans


Rather than using cash for a down payment, apply it towards a lower interest rate and shorter loan term.

Professionals Loan

Home financing for established professionals, such as attorneys, for as little as 3% down without monthly mortgage insurance.

Doctor Loan

Physicians practicing or in residency may qualify for $0 down payment with no mortgage insurance.

Homeowner Opportunities Program (HOP)

If you haven't owner a home in the past 3 years, qualified buyers can purchase a home with as little as $1,000 and receive up to $8,000 towards down payment and closing costs through Northpointe's Homeownership Opportunities Program.

State Bond Programs

Low down payment options for first-time and repeat home-buyers.