Our unique suite of non-agency products offer qualified borrowers different guidelines, expanded debt-to-income (DTI) ratios, and no prepayment penalties. Our non-agency product offering includes:
If you've had a hardship that affected your credit and it wasn't the result of financial mismanagement, Northpointe Bank and Rod Freeman Home Loans' program may help. Speak with a loan expert about our expanded guidelines, such as financing 12 months after a previous short sale.
With maximum loan amounts up to $2,000,000, FICO scores as low as 620, and unlimited financed properties for qualified investment borrowers - the investor product may be just what your buyers need to finance their investment properties.
Allows lower pre-sale requirements, lower budget requirements and higher commercial percentage space.
Goes beyond the guidelines that are currently offered by government agencies by allowing a combination of higher DTI restrictions and high loan amounts