Terms & Conditions
This Privacy Policy (“Policy”) applies to www.rodfreemanhomeloans.com and P3 Home Loans LLC, doing business as (DBA) Rod Freeman Home Loans (“Company”). This Policy governs how we collect, use, and protect your information. By using our website, you consent to the data practices described below.
No Guarantee of Approval:
Submission of an inquiry or application through this website does not guarantee mortgage approval. All approvals are at the sole discretion of the lender, subject to underwriting guidelines, creditworthiness, and market conditions.
Rate & Market Volatility:
Mortgage rates, loan programs, and examples provided on this website are for informational purposes only and are subject to change without notice. Rod Freeman Home Loans, a DBA of P3 Home Loans, are not responsible for financial decisions made based on changing market conditions or lender policy updates.
Indemnification Clause:
By using this website, you agree to indemnify and hold harmless Roderick Freeman and P3 Home Loans from any claims, losses, damages, or expenses (including legal fees) arising from your use of this website or reliance on any information provided.
Errors and Omissions (E&O):
Roderick Freeman maintains applicable Errors and Omissions (E&O) coverage as required. This website is intended for informational and advertising purposes only and does not constitute a binding financial agreement.
Communication and Team Representation:
By providing your contact information, you acknowledge that you may be contacted by Roderick Freeman or an authorized representative of his team. All team members operate under the supervision of P3 Home Loans and adhere to the same privacy and professional standards.
SMS/MMS Mobile Messaging Program
Description of Service:
By opting in, you agree to receive text messages from Roderick Freeman (NMLS #162082) regarding mortgage updates, application status, appointment reminders, and occasional promotional messages.
Opt-In Method:
Users opt in by submitting their information through a website form and checking an explicit consent checkbox agreeing to receive SMS communications.
Consent Disclaimer:
Consent to receive SMS messages is not a condition of any purchase or service.
Carrier Liability:
Carriers are not liable for delayed or undelivered messages.
Age Restriction:
By subscribing, you confirm that you are at least 18 years of age.
Opt-out/Help:
You can cancel the SMS service at any time. Just text “STOP” to opt out. For help, text “HELP”.
SMS Messaging Disclosure:
Message and data rates may apply. Message frequency varies.
Privacy Policy
Data Collection Limitation:
This website is an informational lead-capture tool. We do not collect sensitive financial information (such as Social Security Numbers, bank statements, or full financial documents) through this site. Secure application processes are handled through encrypted systems when required.
Third-Party Disclosure:
Your information may be processed through trusted third-party service providers (such as CRM systems, automation platforms, and communication tools). We are only responsible for data within our direct control.
Marketing and Promotional Communications:
With your consent, we may send updates regarding mortgage options, interest rates, and related services. You may opt out at any time.
SMS Privacy Disclosure:
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Cookies and Tracking Technologies:
We use cookies and similar technologies to improve user experience, analyze traffic, and support marketing efforts. You may disable cookies through your browser settings.
Legal Disclaimer
Roderick Freeman is a mortgage professional with P3 Home Loans (NMLS #162082). All information provided is for informational purposes only and should not be considered legal, tax, or financial advice. Please consult with a licensed professional for guidance specific to your situation.
Use of this website constitutes acceptance of these Terms & Conditions and Privacy Policy.